Vikash Panjiyar

Senior Product Manager at American Express

  • Based in London
  • Former freelance makeup artist

I own the Amex Experiences roadmap, used by 397k people a month across 24 EMEA markets, and run discovery and delivery with engineering, design and market teams. I studied Computer Science at UCL, so I'm at home in the technical detail, and I use AI tools to take manual work out of product operations.

Vikash in a burgundy suit, standing in front of a hillside town

A bit about me

I'm Vikash, Viki to most people. I like finding out what someone actually needs and then building the thing that gets them there, properly.

That habit started with a makeup brush, got sharper with a computer science degree, and is now how I run product at American Express. Outside work I cook, and I build side projects: a rail sandbox, a roadmap tool, an app that plans a night out. Most of them start as a question I can't stop thinking about.

Where I started

Makeup artist

Clients rarely describe exactly what they want, so you learn to listen closely, ask good questions and check in as you go. I still run discovery that way, and I still notice the small details.

What I learned

Computer Science at UCL

I graduated with a First and spent my placement year at Amex writing test automation in Java. I'm comfortable in an architecture review, and engineers don't have to translate for me.

What I do now

Product at American Express

Since 2021 I've grown from Product Owner to Senior Product Manager. I own a platform used by 397k people a month across 24 markets, get legal, engineering and market teams behind one plan, and line manage a Product Owner.

Experience

American Express

2019 to present

Senior Product ManagerInternational Card Services Technology

  • Own the Amex Experiences capability roadmap, used by 397k unique users a month across 24 markets.
  • Led a 12-month rollout of OIDC login across all 24 markets.
  • Delivered eight initiatives across growth, efficiency and compliance that generated £3.6m in pre-tax income.
  • Planning a six-market integration with TheFork, from partner requirements to a phased rollout.
  • Built an intake and prioritisation system in Airtable with LLM triage for 15 to 16 initiatives a year. It cut manual steps by 66% and gave the region its first single view of demand.
  • Set roadmaps for 11 smaller EMEA markets deprioritised by enterprise teams. Line manage a Product Owner.

Product ManagerInternational Card Services Technology

  • Delivered a UK regulatory remediation in three weeks with legal, compliance, operations and engineering.
  • Ran user research with internal teams, prototyped in Figma, and shipped tools that save 2,000+ hours a year.
  • Wrote requirements and funding proposals for a 16-person group across two squads.

Product ManagerGlobal Loyalty & Benefits

  • Shipped a Salesforce-based integration that cut setup time for internal users from 17 days to 50 milliseconds.
  • Launched 28 credit and redemption products with 13 business units, and set strategy for five applications.
  • Won funding through data-led business cases. Launched the first UK Product Graduate Programme (8 graduates).

Product OwnerGlobal Loyalty & Benefits

  • Delivered the migration infrastructure that moved 1.5 million active cards with no customer disruption.
  • Led two cross-functional teams (UI, backend, QA) with 80%+ delivery predictability.

Junior Engineer & Product OwnerGlobal Loyalty & Benefits (placement)

  • Built Java/Cucumber test automation that made regression 5x faster. Fixed recurring issues; support tickets fell 9%.

Skills

Product

  • Product strategy
  • Roadmapping
  • Discovery and user research
  • Prioritisation
  • KPIs and outcome metrics
  • Business cases
  • Go-to-market
  • Partner integrations

Technical and AI

  • APIs and platform products
  • Identity (OIDC)
  • Data integration
  • AI-assisted workflows
  • LLM prototyping
  • CI/CD and test automation

Leadership

  • Stakeholder alignment across markets and business units
  • Regulated delivery
  • Coaching
  • Hiring

Tools

  • Figma
  • Jira
  • Confluence
  • Airtable
  • Power BI
  • Postman
  • Swagger
  • GCP
  • Claude Code
  • Cursor
  • GitHub Copilot

Say hello

If you're hiring for a senior product role, or want to talk about something I've built, I'd like to hear from you.